MOST RECENT BLOGS

What Buyers and Sellers Need To Know About the Appraisal Gap

Tue, Aug 31 2021

The Difference in Net Worth Between Homeowners and Renters Is Widening Two major personal wealth goals – homeownership and net worth – work hand-in-hand. Below are just a few reasons why, if you’re looking for financial security, homeownership should be a top priority. The gap between homeowners and renters continues to widen. That’s because homeownership contributes massively to an individual’s overall net worth. Odeta Kushi, Deputy Chief Economist at First American, highlights this idea. “. . . between 2016 and 2019, housing wealth was the single biggest contributor to the increase in net worth across all income groups . . . .” When we look even closer at the most recent data from 2019, the average homeowner’s net worth is more than 40 times greater than that of the average renter. The gap exists in large part because homeowners build equity as their home appreciates in value and they pay off a... #Bgroup #Prescott #Realtor #Homes #Smart

Mon, Aug 30 2021

Mon, Aug 30 2021

The Difference in Net Worth Between Homeowners and Renters Is Widening

Mon, Aug 30 2021

If Housing Affordability Is About the Money, Don’t Forget This. Since home prices are rising, it’s true that homes are less affordable than they have been since the housing crash fifteen years ago. Headlines making these claims aren’t incorrect; they just don’t tell the whole story. To paint the full picture, you have to look at how today stacks up with historical data. A closer analysis of affordability going further back in time reveals that homes today are more affordable than any time from 1975 to 2005. Despite that, the chatter about affordability is pushing some buyers to the sidelines. They don’t feel comfortable knowing someone else got a better deal a year ago. However, Are Homes Really Less Affordable if We Consider Equity? In a recent post, Odeta Kushi, Deputy Chief Economist at First American, offers a different take on the financial components of housing affordability. Kushi proposes we... #Bgroup #Prescott #Realtor #Homes #Smart

Sat, Aug 28 2021

Today and everyday we thank all those who put so many others before themselves!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ #redfriday #thankyoumilitary #weseeyou ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Call -The Bergamini Group⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ Keller Williams Northern AZ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ 928-771-9190⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ www.bradbergamini.com

Fri, Aug 27 2021

Your Checklist To Get Ready To Sell [INFOGRAPHIC] When it comes to selling your house, you want it to look its best inside and out. It’s important to focus on tasks that can make it inviting, show it’s cared for, and boost your curb appeal for prospective buyers. DM me today so we can make sure it shows well and catches a buyer’s eye. #Bgroup #Prescott #Realtor #Homes #Smart

Fri, Aug 27 2021

Your Checklist To Get Ready To Sell [INFOGRAPHIC]

Fri, Aug 27 2021

Thu, Aug 26 2021

Optimize Your Bedroom For Sleep

Thu, Aug 26 2021

If Housing Affordability Is About the Money, Don’t Forget This.

Thu, Aug 26 2021

Wed, Aug 25 2021

Why 2021 Is Still the Year To Sell Your House If you’re trying to decide whether or not to sell your house, this is the time to think seriously about making a move. Fannie Mae’s recent Home Purchase Sentiment Index (HPSI) reveals the number of respondents who say it’s a good time to sell is higher now than it was over the past few summers. Today, the majority of consumers, 75 percent, say it’s a good time to sell a house. The higher good time to sell sentiment has to do with today’s market conditions, specifically low housing supply and high buyer demand. In the simplest terms, we don’t have enough houses available for sale to meet buyer demand. According to the latest data from the National Association of Realtors (NAR), we’re still firmly in a sellers’ market because housing supply is well below a balanced norm. Clearly the scales are tipped in a seller’s favor today. But while housing supply is... #Bgroup #Prescott #Realtor #Homes #Smart

Wed, Aug 25 2021

Why 2021 Is Still the Year To Sell Your House

Wed, Aug 25 2021

What To Do with Your Vacation Home as Summer Ends If you’ve taken your last vacation this summer, here are reasons you should consider selling your vacation home this year. >>Remote work continues to drive demand for vacation homes. Recent data shows we’ll likely see a sustained increase in the rate of remote work over the next five years. That means your vacation home could be highly sought after by certain buyers. Lawrence Yun, Chief Economist at NAR, puts it best, saying, "Vacation homes are a hot commodity at the moment . . . . With many businesses and employers still extending an option to work remotely to workers, vacation housing and second homes will remain a popular choice among buyers." >>Selling could allow you to upgrade your vacation spot – or even your day-to-day scenery. When demand is high, so is buyer competition. When competition is strong, buyers will do everything they can to make their... #Bgroup #Prescott #Realtor #Homes #Smart

Tue, Aug 24 2021

Fighting Allergies at Home

Tue, Aug 24 2021

Tue, Aug 24 2021

What To Do with Your Vacation Home as Summer Ends

Tue, Aug 24 2021

What Do Experts Say About Today’s Mortgage Rates? Experts across the industry agree – today’s low rates present buyers with an incredible opportunity. Here’s what they have to say: Sam Khater, Chief Economist at Freddie Mac, points out the historic nature of today’s rates: “As the economy works to get back to its pre-pandemic self, and the fight against COVID-19 variants unfolds, owners and buyers continue to benefit from some of the lowest mortgage rates of all-time.” Mark Fleming, Chief Economist at First American, talks about how rates impact a buyer’s bottom line: “Mortgage rates are generally the same across the country, so a decline in mortgage rates boosts affordability equally in each market.” Danielle Hale, Chief Economist at realtor.com, also notes the significance of today’s low rates and urges buyers to carefully consider their timing: “Those who haven’t yet taken advantage of... #Bgroup #Prescott #Realtor #Homes #Smart

Mon, Aug 23 2021

Mon, Aug 23 2021

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What Buyers and Sellers Need To Know About the Appraisal Gap

Tue, Aug 31 2021

Mon, Aug 30 2021

The Difference in Net Worth Between Homeowners and Renters Is Widening

Mon, Aug 30 2021

Sat, Aug 28 2021

Fri, Aug 27 2021

Your Checklist To Get Ready To Sell [INFOGRAPHIC]

Fri, Aug 27 2021

Thu, Aug 26 2021

Optimize Your Bedroom For Sleep

Thu, Aug 26 2021

If Housing Affordability Is About the Money, Don’t Forget This.

Thu, Aug 26 2021

Wed, Aug 25 2021

Why 2021 Is Still the Year To Sell Your House

Wed, Aug 25 2021

Tue, Aug 24 2021

Fighting Allergies at Home

Tue, Aug 24 2021

What To Do with Your Vacation Home as Summer Ends

Tue, Aug 24 2021

Mon, Aug 23 2021

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